ANALISIS PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, BIAYA OPERASI BERBANDING PENDAPATAN OPERASI DAN NET INTEREST MARGIN TERHADAP RETURN ON ASSETS PADA BANK-BANK UMUM YANG TERCATAT DI BURSA EFEK INDONESIA

Main Article Content

Sri Mulyani Jaleha -

Abstract

Abstract,


       This research aimed to analyze the influence of Capital Adequacy Ratio, Loan to Deposit Ratio, Operating Expenses and Operating Income Compared Net Interest Margin Of Return On Assets On Commercial Banks Listed in Indonesia Stock Exchange.


       The research data is in the form of bank financial statements Indonesian Capital Market Directory (ICMD) are published in the Indonesia Stock Exchange as of December 31 period 2008 - 2012. This research method is descriptive method of research that seeks to describe an event or events that occur in the present , Analysis model is intended to describe the relationship between the dominant variables can affect the performance of commercial banks listed on the Indonesia Stock Exchange in determining the positive and negative banking performance.


       The results showed that simultaneous variables CAR, LDR, ROA and NIM significant effect on ROA. Variable CAR and LDR partially no significant effect on ROA.




Article Details

How to Cite
Mulyani, S., & -, J. (2015). ANALISIS PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, BIAYA OPERASI BERBANDING PENDAPATAN OPERASI DAN NET INTEREST MARGIN TERHADAP RETURN ON ASSETS PADA BANK-BANK UMUM YANG TERCATAT DI BURSA EFEK INDONESIA. Dinamika Ekonomi: Jurnal Ekonomi Dan Bisnis, 8(1), 116-128. Retrieved from https://stienas-ypb.ac.id/jurnal/index.php/jdeb/article/view/92
Section
Articles

References

Azwir, Yacub. 2006. Analisis Pengaruh Kecukupan Modal, Efisiensi, Likuiditas, NPL, dan PPAP Terhadap ROA Bank (Studi Empiris: Pada Industri Perbankan Yang Listed di BEJ Periode Tahun 2001-2004). Semarang: Tesis Program Studi Magister Manajemen Program Pasca Sarjana Universitas Diponegoro.

Dendawijaya, Lukman. 2005. Manajemen Perbankan, penerbit Ghalia Indonesia, Jakarta.

Kasmir, 2008.Manajemen Perbankan. Jakarta: Rajawali Pers.

Kasmir, 2010.Analisis Laporan Keuangan. Jakarta: Rajawali Pers.

Nawari, 2010.Analisis Regresi dengan MS Excel 2007 dan SPSS 17. Jakarta: Elex Media Komputindo.

Prasnanugraha, Ponttie P. 2007. Analisis Pengaruh Rasio-rasio Keuangan Terhadap Kinerja Bank Umum di Indonesia (Studi Empiris Bank-bank Umum yang Beropersi di Indonesia). Semarang: Tesis Program Studi Magister Sains Manajemen Program Pasca Sarjana Universitas Diponegoro.
Prastowo, Dwi D dan Rifka Julianty.2008. Analisis Laporan Keuangan Konsep dan Aplikasi, Edisi 2. Yogyakarta : UPP STIM YKPN.

Siamat, Dahlan. 2005. Manajemen Keuangan, Edisi Keempat, Badan Penerbit Fakultas Ekonomi Universitas Indonesia, Jakarta.

Sudiyatno, Bambang dan Jati Suroso. 2010. Analisis Pengaruh Dana Pihak Ketiga, BOPO, CAR, dan LDR Terhadap Kinerja Keuangan Pada Sektor Perbankan Yang Go Public di Bursa Efek Indonesia (BEI) Periode 2005-2008. Jurnal Dinamika Keuangan dan Perbankan.Vol. 2, No. 2.Nopember 2010. Hal: 125-137.

STIE Nasional, 2011. Pedoman Teknik Penulisan Skripsi. Banjarmasin : STIE Nasional.

Taniredja, Tukiran dan Mustafidah. 2011. Penelitian Kuantitatif (Sebuah Pengantar), Bandung : ALFABETA.

Wahyu, 2013. Metodologi Penelitian Ekonomi Pendekatan Kuantitatif. Banjarmasin : Materi Kuliah Sekolah Tinggi Ilmu Ekonomi Nasional.